Calico Finserv offers loan tenures between 1 year to 25 years. If you opt for a longer tenure, you can get the advantage of a lower EMI each month.

Calico Finserv can provide finance up to 90% of the property value. The balance has to be arranged by you from other sources. Please note: 90% financing is only available for loans amounting to less than Rs. 30 lakhs.

All co-owners of the property have to be co-applicants to the loan. A person who is not a co-owner can also become a co-applicant to the loan.

During the construction phase, Calico Finserv will disburse funds to the builder on your behalf. These will be based on payment requests made by the builder as per the construction schedule. Calico Finserv will charge interest only on the amount disbursed as loan during the construction phase. In this period, interest is charged only on the disbursed loan amount. For example, if you have a sanctioned loan of Rs 10 lakhs, but the property is under construction and we have disbursed only Rs 4 lakhs, you will be charged interest only on 4 lakhs. These interest payments are referred to as pre-EMI interest payments. EMI payments will start only after completion of the project and registration of the property.

All cheques to Calico Finserv should be written out in favor of ‘Calico Finserv Company India Limited’

In the event of an unfortunate incident, home loan insurance will help you or your family pay off the home loan. This ensures that the burden does not suddenly fall upon family members at a bad time.

You can send us an email at info@calicofinser.com

Send us your resume on info@calicofinser.com with the position you are applying for in the subject line.